Because of their complex nature, there are lots of myths and misconceptions about personal injury claims and suits. Unfortunately, having the wrong information could prevent you from filing a claim successfully. It could limit your chances of getting the compensation you need.
Here are a few of the most common personal injury case myths.
1. You Don’t Need a Lawyer If Your Injuries Are Minor
Your accident doesn’t need to be traumatic or severe before you file a personal injury claim. Speak with a personal injury lawyer like Wieand Law Firm, even if you simply broke an ankle.
Avoid downplaying your injuries.
Even the simplest ones could require a visit to the ER. X-rays, hospital fees, trauma treatment, and other tests can be pretty expensive. Speak with your attorney about the claim as soon after the accident as possible.
There are plenty of instances where the extent of your injuries isn’t apparent right from the start. If you wait too long to speak with an attorney, you could miss out on the compensation you deserve.
2. They Always Take Years to Resolve
Even though it may take several months or years to resolve some personal injury cases, that isn’t always the case. Since every case is different, it is almost impossible to determine how long one will last.
Generally, it all depends on how complex your case may be. Straightforward cases are generally easy to resolve. Your personal injury attorney will try to make things as easy for you as possible.
3. Minor Injuries Are Unworthy of a Case
You are eligible for compensation in a personal injury claim even if your injuries appear to be minor. Injuries that appear to be minor could cost you a lot of money in physical therapy and other treatments.
Even if they don’t cost a lot of money, the law still entitles you to some compensation. Actually, the less serious the injuries may be, the higher your chances of compensation.
4. Insurance Will Always Cover All Your Costs
If you are injured in a personal injury case, do not always assume that your insurance provider will cover the cost of your injury.
Since they are running a business, nothing is more important than the bottom line. Even though car accident injuries may be common, insurance companies only pay for about half of their costs. You may have to pay about 25% of the costs out of pocket in some instances. The costs can add up pretty fast, depending on the severity of the accident.
Whoever caused your injuries should help pay for the costs of the injury. Some accident victims may choose not to file claims against the other driver after an accident. They may assume that the other driver will need to pay everything out of pocket.
However, that isn’t the case. The other driver’s insurance provider will handle the payments. Do not feel guilty filing a personal injury claim.
5. Filing Against a Loved One Threatens Their Financial Security
It is common to be hesitant when filing against a family member or friend. However, it is always good to go through with it if they were responsible for an accident. The claim doesn’t directly take money from them or threaten their financial position. Their insurance provider will pay for your medical expenses and property damage.
Have you been injured as a result of someone else’s negligence? You may qualify for compensation. Usually, the compensation is meant to help you cover the costs of medical bills and property damage. Even though there are lots of myths and misconceptions about personal injury cases, your attorney should help you clear them up.